1st Credit SG Moneylender Reviews
Last updated on: March 12, 2018
You’re guaranteed safety with 1st Credit SG Pte Ltd. The company has been a fully recognized member of Singapore’s money lending community since 1989. At the time, 1st Credit was known as Ariksha Moneylender. The past three decades has seen the company building up a solid reputation of customer satisfaction as they work hard to come up with a solution for their client’s financial needs.
Company Vision and Mission:
1st Credit SG only has one mission and that’s to help you secure a loan that addresses your specific needs. They pride themselves on having a knowledgeable and discerning staff who will assist you in getting the loan you need with the lowest interest rates possible.
The company guarantees that they have the answer to your financial problems. That’s why they are open every day, so that they can be available whenever you need them. They also promise a quick response time to each and every inquiry.
Products and Services:
1st Credit SG offers its clients several types of loans, all guaranteed to have fair interest rates and manageable payment terms.
Bridging Loan: This loan is specifically designed to bridge that period when you have to give a downpayment for a new home but are still waiting for your previous residence to be sold. You can even use this loan to improve your existing property and boost its value.
Business Loan: Entrepreneurs and owners of small to medium businesses know how difficult it is to secure a loan. 1st Credit SG is willing to help business owners expand their companies with their flexible loan packages.
Foreigner Loan: 1st Credit SG makes it easy for expats and foreign students to adjust to their new country with a foreigner loan. All you need to secure this loan is your passport, a valid work or student permit and proof of residence.
Payday Loan: For those times when your budget is tight, give yourself some breathing room with a payday loan. Similar to a cash advance, this short team loan can be paid back on the next payday.
Personal Loan: This is the perfect loan for when you need extra cash for whatever reason. Interest rates for this loan can be a bit higher, but lower than what credit card companies charge.
Wedding Loan: Getting married in style can cost you anywhere between S$3,000 to S$100,000. You can spend years saving for it or you can make your dream wedding a reality with a wedding loan. 1st Credit’s finance advisors can help assess the cost of your wedding and come up with a loan package that’s perfect for you.
They good lender, but like all moneylender you must consider the terms carefully. Only use for short term emergencies.
The staff are all really great people. Their kindness towards my situation was fantastic. Thank you to Ariksha for helping me.
I went to this location and there was a very nice office. Looks very professional. The staff here are very easy to talk to and understanding. Good job.
I needed quite a big sum of money which many moneylenders turned me down for immediately without even hearing me out. 1st Credit is the first one that actually listened to me and tried to help me. I am still paying my loan off but huge thanks to 1st Credit for listening to me and trying to help solve my problems. I don't think anyone will be able to find a better moneylender.
I have been borrowing from licensed Moneylenders since 2010. I have never been able to get out of this spiral of debt until I got a loan from Ariksha Moneylender. Now I am able to live normally. Ariksha offered me extended repayment terms that I was able to fulfill. In the past I had to borrow from one moneylender to pay the next moneylender and I was never able to repay my debts. Thanks to Moneylenders-SG.com for recommending Ariksha to me.
I would just like to say thank you to all of you. You guys are really good and helpful especially Lily for giving me a loan and talking to me. Sorry for making you all stay late. Thank you you all for the advice.
Thanks for listening to me and allowing me to explain how I got myself in so much debt. Other moneylenders immediately rejected me and told me that they can't help me. I'm really grateful and thankful that you guys help me with my problems. It really is easier for me now, thank you so much.
Good service. Lady there was very patient and explained everything to us.
Good and professional moneylender that offers monthly loans.
The manager Lily was very helpful and professional, opened after hours to wait for me. Thanks!