Address:190 Middle Road, #10-01A Fortune Centre, Singapore 188979
Phone:+65 6338 0552
Working Hours:Mon - Fri 11:00 am - 8:00 pm, Sat 11:00 am - 4:00 pm
Credit Hub was recommend by my friend. I applied for a loan from them and got approved easily. Overall I'm happy with them. I find their staff is really nice and patient.
I had been borrowing from the month after month continously for the past 2 years. My payment had always been perfect. Only like twice or so the payday delays by a day sometimes pay might delay and that is where the haunting starts. They will keep calling and demand black and white and they dont care if you are busy or not. This can happen many times a day and can be very traumatised. In short they are not professional at all!!! As a customer who had beed with them for 2 years in a row month to month and payday to payday, I will never ever go there again.
So I borrowed from them in April and paid off too. Everything went well. No harassment. If I need urgent cash will consider them in future!
One of the worst lender that I had encountered.
Was served by Shirley today. Pleasant and nice. Filling up form is a standard protocol, I wonder why will people complain about this. Processing time is reasonable, less than 45 min from start to end. Terms were explained v clearly, within the regulations. 10% admin fee, 4% interest per month. No additional fees unless late payment. Wonder why are there people who reviewed on sky high interest etc. Checks are normal, they must have detailed checks in place, that I can understand.
However even after assurance, I am still skeptical on the giro deduction date. I will only get salary credited on 26th, however they will deduct giro on 25th 11.59pm. Wonder if that will be smooth?
I am not afraid cos I will have enough funds to pay by then, but I want to avoid any unnecessary dispute that may arise which may result in additional late fees.
Let's see how it goes. Will continue to update and share my experience until I have cleared this debt. If credit hub capital is a trustworthy place, I feel we should give praise to them instead of writing negative reviews! Who will want to borrow unless we are in cash strapped situation. Kudos to them so far!