Credit Hub Capital Moneylender Reviews
Last updated on: May 21, 2012
Credit Hub Capital will help you get your loan quickly and easily. They offer short term loan for fast cash and other cash loan packages, as well as excellent customer service.
Credit Hub was recommend by my friend. I applied for a loan from them and got approved easily. Overall I'm happy with them. I find their staff is really nice and patient.
I had been borrowing from the month after month continously for the past 2 years. My payment had always been perfect. Only like twice or so the payday delays by a day sometimes pay might delay and that is where the haunting starts. They will keep calling and demand black and white and they dont care if you are busy or not. This can happen many times a day and can be very traumatised. In short they are not professional at all!!! As a customer who had beed with them for 2 years in a row month to month and payday to payday, I will never ever go there again.
So I borrowed from them in April and paid off too. Everything went well. No harassment. If I need urgent cash will consider them in future!
One of the worst lender that I had encountered.
Was served by Shirley today. Pleasant and nice. Filling up form is a standard protocol, I wonder why will people complain about this. Processing time is reasonable, less than 45 min from start to end. Terms were explained v clearly, within the regulations. 10% admin fee, 4% interest per month. No additional fees unless late payment. Wonder why are there people who reviewed on sky high interest etc. Checks are normal, they must have detailed checks in place, that I can understand.
However even after assurance, I am still skeptical on the giro deduction date. I will only get salary credited on 26th, however they will deduct giro on 25th 11.59pm. Wonder if that will be smooth?
I am not afraid cos I will have enough funds to pay by then, but I want to avoid any unnecessary dispute that may arise which may result in additional late fees.
Let's see how it goes. Will continue to update and share my experience until I have cleared this debt. If credit hub capital is a trustworthy place, I feel we should give praise to them instead of writing negative reviews! Who will want to borrow unless we are in cash strapped situation. Kudos to them so far!
First time visit they treat like a guest. Repeated customer they treat me like a begger. They are giving tricky pay day loan. Short period 10% admin fee. Example I got a pay day loan by Feb 3 2016 got $800. Paid by giro on 7 Feb 2016. My request was for the next march pay day. I got five times pay day loan but all less than 30 days. They do Legal clever business. They enter too privacy. This is the only moneylender asking to open our internet banking transaction. Also they hide and do watch and print the transaction. So bad I feel, this is from my blood genuine comment. I settled all my payment. No issue at all with them. This time March I go for a payday loan but they ask so many questions and finally rejected. So I share this for all loan seekers in Singapore. Like me all bank loan rejected customers will go to money lenders and will get like me experience. It's a big unfortunate.
Interest rate are above gov rules, be careful.
Unreasonable high interest, call every thing ok, we go to the office is the different thing.
Before that was rejected by 2 lenders because of my income not so high, and last few months income is not consistent, Recommended by friend to Credit Hub, their staff is very friendly to me and make my loan amount approved very smoothly as I only wanted to loan small amount. Don't know why other lenders have to rejected me!
Offers good rates of personal loans. So far I have only used them once but would go there again.