Galaxy Credit and Investments Moneylender Reviews

Licence No: 185/2017
MLSG rating: 2.3 (4 reviews)
Address: 709 Ang Mo Kio Avenue 8 #01-2595, Singapore 560709
Phone: +65 6438 2322

Last updated on: January 15, 2018

Galaxy Credit and Investments (FKA: Professional Loan Company Pte Ltd) is your single source provider of a range of reliable and competitive loan solutions in Singapore. Driven by dedicated loan experts, the company offers the best value and trusted loan solutions.

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Galaxy Credit and Investments
Average rating:  
 4 reviews
by Joshwa on Galaxy Credit and Investments
Bad

They are terrible.

by ABF on Galaxy Credit and Investments
Not bad

At first I was afraid to take a loan because I read all the review from almost all 0f the companies and almost all of them have their own horror stories. Galaxy Credit proved me wrong. The process was smooth, fast and friendly. As long you pay them on time, they will not bother you.

by Mr Tan on Galaxy Credit and Investments
Ah long

When applying for a loan, the staff is good, but the collectors act like ah long. Don't know why this company get them to do collection, is no good to the company.

by Fibonacci on Galaxy Credit and Investments
Average

The staff aren't the most polite, it's only a loan but expect them to treat you like a criminal. They aren't outright rude but mocking and prying. Lots of document proof needed even just for a few hundred dollars loan and expect lots of questions. Interest rates are rather high and repayment is weekly. Payday is monthly for everyone, therefore, it makes no logical sense for weekly repayment, how does that work? It's all about them making money in the end and for the borrower to feel anxiety as each repayment week approaches.

People need a loan for many reasons. In my case it was a robbery incident overseas that resulted in several monetary loses and inconveniences, but they will still treat you with disdain.

I hear at City Hall there is a much better money lender company that has good customer service, saw the company name in hardware zone forum, find the thread where everyone reviews their experiences on money lender companies. Singapore is becoming a soulless, sad, dystopian country to live in, where no one gives a sh*t about lending a helping hand, even if you have genuine grievances. Namaste.

2 Replies to “Galaxy Credit and Investments Moneylender Reviews”

  • My experience with GALAXY CREDIT

    Interest : $40% plus!! maybe lesser if you r frequent visitors

    Process : average attitude. They charge one of the highest interest and dun entertain small loan lesser than $500 which I feel is just an excuse to want me to borrow more. Also for payment deferment, u need to go down to the outlet while other lenders I borrowed from can accept bank transfer! The worst lender I have encountered!

    My advice : I previously have taken up loans with different licensed moneylenders before and my advice to u who are reading this is DO NOT TAKE UP LOAN WITH THESE MONEYLENDERS!! I have an income of $4k per month with no car and family to feed. Even so I find it hard to cope when I have loans for 2 companies at one time. My solution to you is go borrow from family or friend and return them back monthly rather than paying loan plus sky high interest and deferment fees! I am taking time and effort to write this review because I do not want any of u to end up like me

    • They are formally called professional credit. They will not accept full settlement even U have money to do so

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