Galaxy Credit and Investments Moneylender Reviews
Last updated on: January 15, 2018
Galaxy Credit and Investments (FKA: Professional Loan Company Pte Ltd) is your single source provider of a range of reliable and competitive loan solutions in Singapore. Driven by dedicated loan experts, the company offers the best value and trusted loan solutions.
They are terrible.
At first I was afraid to take a loan because I read all the review from almost all 0f the companies and almost all of them have their own horror stories. Galaxy Credit proved me wrong. The process was smooth, fast and friendly. As long you pay them on time, they will not bother you.
When applying for a loan, the staff is good, but the collectors act like ah long. Don't know why this company get them to do collection, is no good to the company.
The staff aren't the most polite, it's only a loan but expect them to treat you like a criminal. They aren't outright rude but mocking and prying. Lots of document proof needed even just for a few hundred dollars loan and expect lots of questions. Interest rates are rather high and repayment is weekly. Payday is monthly for everyone, therefore, it makes no logical sense for weekly repayment, how does that work? It's all about them making money in the end and for the borrower to feel anxiety as each repayment week approaches.
People need a loan for many reasons. In my case it was a robbery incident overseas that resulted in several monetary loses and inconveniences, but they will still treat you with disdain.
I hear at City Hall there is a much better money lender company that has good customer service, saw the company name in hardware zone forum, find the thread where everyone reviews their experiences on money lender companies. Singapore is becoming a soulless, sad, dystopian country to live in, where no one gives a sh*t about lending a helping hand, even if you have genuine grievances. Namaste.