JNB Creditz Moneylender Reviews

Debt collector Victor. Talk like gangster.

Keep shouting over thr fone.

Don't go there, they will eat you alive.

They will offer weekly payments only, if you are late just one hour, they will call your friends or your boss. Don't go there, they are very bad.

They seem to be business partners with their horrible neighbour "Sands Credit". Snide and lethargic attitude towards this legit borrower with means and discipline to repay.

Loan offer amount limited to a pathetic $500SGD for a (pilot marine officer) cadet scholarship allowance income of $1200SGD.

$500SGD was a superficial nominal amount, from which $50SGD would be immediately deducted as "application fee". Effective loan offered was only 450SGD.

Maximum repayment duration was fixed at 1 month, with 4.5% interest levied on $500SGD instead of $450SGD, dishonest tactic to double-charge and disguise 10% of the excessive (illegal) effective interest of 14.5% as "application fee".

Female counter staff displayed attitude and facial expressions of contempt and indifference, image of parasitic office clerk who is just paid a salary from debtor's interest but can't be bothered to do decent work and bring in business. This moneylender deserves to go out of business and have their unit replaced by a proper contributor to the economy.

They will offer very low amount and ask you to come back every week to pay and take another loan.